© 2018 by Dunes Insurance


Insuring Fripp Island One Home At A Time

We are a local, independent insurance agency designed to provide lower premiums and higher coverage, with a hometown service approach. 


We started our agency in 2010 with a focus on customer service. We are truly an agent owned business. Co-owners Trey McMillan and Matt Turbeville handle all day to day details. When you call, you will always speak to an owner. You will never have to worry about calling our office and speaking to a representative without a vested interest in your policy.


Read some of our clients' testimonials below to see what they have to say.


Primary Homes

Secondary Homes

Full-Time Rentals

Seasonal Rentals

Homes listed with VRBO, Airbnb, etc.



Coverages Include:








Water Damage

Freezing Pipes






"The experience of Matt and Trey was exceptional. All my question, emails, and correspondence were answered promptly and professionally. Highly recommend." -Mary

"Purchasing a house is a grueling experience, and the only thing that made it manageable was dealing with Matt at Dunes Insurance. He has been a jewel. I have used Dunes for several houses, and the experience has been smooth and effective. Matt is great with which to work because he knows the business very well."  -Myra

"Dunes Insurance has helped me find the best rates/coverage on my homeowner's insurance for the past 4 years! Their customer service is excellent and they always respond quickly if we have a question about our coverage. Would highly recommend them to anyone!"  -Amanda

"Every time I speak with them they couldn't be better and more knowledgeable in regards... super helpful. Super friendly."  -Joe




Phone: 843.737.6236

Email:  matt@dunesinsurance.com

Primary Office

520 Folly Road

Charleston, SC 29412

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We provide insurance for Fripp Island, SC. From homes to condos, from wind to flood, we are your insurance agency of choice. Simple.Affordable.Local.